“GET CAUGHT READING” PHOTO SWEEPSTAKES – OFFICIAL RULES
OFFICIAL RULES
1. Sponsor
The sweepstakes (“Sweepstakes”) is sponsored by PEMCO Mutual Insurance Company, a Washington corporation, with a principal place of business at 1300 Dexter Avenue North, Seattle, WA 98109 (“Sponsor”).
2. Eligibility
The Sweepstakes is open to legal residents of the states of Washington and Oregon who are 18 years of age or older at the time of entry and who are the parent or legal guardian of the minor child depicted in the submitted photograph (“Minor”). Employees, officers, directors, and agents of Sponsor and their immediate family members or household members are not eligible.
3. Sweepstakes Period
The Sweepstakes begins on March 26, 2026, and ends on September 27, 2026 (“Sweepstakes Period”). Sponsor’s servers are the official time-keeping devices.
4. How to Enter
During the Sweepstakes Period, eligible entrants may submit any number of photographs (limit one per Entry) of their Minor child by completing the entry form and uploading the photograph(s) in accordance with the stated guidelines (“Entry”).
Submission of an Entry constitutes entrant’s affirmative agreement to these Official Rules.
No purchase necessary. A purchase does not increase the chances of winning.
5. Entry Requirements and Parental Representations
By submitting an Entry, entrant represents, warrants, and affirms that:
- The entrant is the parent or legal guardian of the Minor depicted in the photograph.
- The entrant has the legal authority to provide consent on behalf of the Minor.
- The photograph depicts only the Minor (or individuals for whom the entrant has obtained legally sufficient consent).
- The Entry complies with all Sweepstakes guidelines and does not violate any law or infringe the rights of any third party.
Entrant further represents that the submitted photograph: - Was not taken in a location where photography was prohibited or restricted by a school or youth organization;
- Does not include school logos, uniforms, or identifying insignia unless such inclusion complies with applicable school or district policies;
- Does not disclose the Minor’s full name, school name, classroom, or other sensitive educational information; and
- Does not otherwise include the image, likeness, or other personally identifiable information of any person(s) other than the Minor for whom Entrant is directly responsible.
Sponsor reserves the right to disqualify any Entry that it determines, in its sole discretion, does not comply with these requirements.
6. Parental Consent and Limited Grant of Rights
By submitting an Entry, entrant expressly consents on behalf of the Minor to Sponsor’s use of the submitted photograph and the Minor’s likeness solely for advertising, promotional, and marketing purposes related to Sponsor and its products or services, in compliance with all applicable laws and regulations.
Entrant grants Sponsor and its affiliates a non-exclusive, worldwide, royalty-free license to reproduce, display, distribute, and create limited adaptations of the photograph for such advertising and promotional purposes, in any media now known or later developed, for a reasonable duration consistent with such uses.
Sponsor will not use the photograph for unlawful purposes or in a manner that would reasonably be considered misleading, defamatory, or harmful to the Minor.
Sponsor will not identify the Minor by full name, school name, or specific location in connection with any promotional use, and will not represent or imply that any school, school district, or educational institution endorses Sponsor or the Sweepstakes.
7. Waiver of Publicity Rights
To the extent permitted under applicable law, entrant waives on behalf of the Minor any claim for compensation arising from Sponsor’s authorized use of the photograph and the Minor’s likeness for the purposes described in these Official Rules.
Nothing in this section limits any rights that cannot be waived under applicable law.
8. Children’s Privacy and COPPA Compliance
Sponsor does not knowingly collect personal information directly from children under the age of 13. All Entries must be submitted by a parent or legal guardian. Sponsor will not request, collect, or publish educational records, student identification numbers, or other information protected under the Family Educational Rights and Privacy Act (FERPA).
Information provided in connection with the Sweepstakes will be collected and used in accordance with Sponsor’s Privacy Policy, available at https://www.pemco.com/privacy-policy-wa, and applicable law, including the Children’s Online Privacy Protection Act (COPPA).
Sponsor will use reasonable measures to limit the collection of Minor information to that which is necessary to administer the Sweepstakes and related promotional activities.
9. Winner Selection and Odds
Winner(s) will be selected in a random drawing from all eligible Entries received during the Sweepstakes Period. Odds of winning depend on the number of eligible Entries received.
10. Prizes
Prize(s): Cal Raleigh autographed baseballs, $280.00
No cash substitution or transfer of prizes except at Sponsor’s sole discretion.
11. Winner Notification
Potential winners will be notified by email at the address supplied during the submission process. Sponsor may require confirmation of eligibility and parental status before awarding a prize.
12. Release and Limitation of Liability
By participating, entrants agree to release and hold harmless Sponsor and its affiliates from any claims arising from participation in the Sweepstakes or Sponsor’s authorized use of the Entry as permitted by these Official Rules.
Sponsor is not responsible for technical errors, lost or corrupted submissions, or unauthorized third-party actions.
13. Sponsor’s Rights
Sponsor reserves the right to cancel, suspend, or modify the Sweepstakes if circumstances beyond Sponsor’s reasonable control compromise the integrity of the Sweepstakes.
14. Governing Law and Venue
The Sweepstakes is governed by the laws of the State of Washington, without regard to conflict-of-laws principles. Any disputes shall be brought exclusively in the state or federal courts located within King County, Washington. Void where prohibited.
15. Severability
If any provision of these Official Rules is found unenforceable, the remaining provisions shall remain in full force and effect.
16. Entry Confirmation
Before you submit:
You must be your child’s parent or legal guardian. By entering, you give PEMCO Mutual Insurance Company and its agents and contractors permission to use your child’s photo for advertising and promotional purposes only, in accordance with the Official Rules and privacy laws.
